These California Privacy Disclosures are adopted to comply with the California Consumer Privacy Act of 2018 (“CCPA”) and apply solely to California residents who visit our website or use our services, applications, searches, or forms (“consumers” or “you”). These disclosures supplement our Online Privacy Statement and explain how we collect, use, disclose, and process personal information. Terms used here have the same meaning as defined in the CCPA and our Online Privacy Statement unless stated otherwise.
By using this website or any services provided, you accept the policies and terms provided.
Notice Of Collection And Use Of Personal Information
Personal information means information that identifies, relates to, describes, references, can be associated with, or is reasonably capable of being linked, directly or indirectly, with a consumer or household.
Personal information does not include publicly available government records, deidentified or aggregated consumer information, or information excluded from the CCPA, such as information governed by HIPAA, the Fair Credit Reporting Act, the Gramm-Leach-Bliley Act, or the California Financial Information Privacy Act.
We have collected the following categories of personal information from consumers:
| Category | Examples | Collected | Purpose |
|---|---|---|---|
| A. Identifiers | Name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, Social Security number, driver’s license number, passport number, or similar identifiers | Yes | Perform our service to you, verify consumer information, or market to you |
| B. California Customer Records | Name, signature, Social Security number, physical characteristics or description, address, telephone number, passport number, driver’s license or state identification card number, insurance policy number, education, employment and employment history, bank account number, credit or debit card number, other financial information, medical information, or health-insurance information | Yes | Perform our service to you, verify consumer information, or market to you |
| C. Protected Classifications | Age, race, color, ancestry, national origin, citizenship, religion or creed, marital status, medical condition, disability, veteran or military status, sex, sexual orientation, or genetic information | Yes | Perform our service to you, verify consumer information, or market to you |
| D. Commercial Information | Records of personal property, products or services purchased, obtained or considered, or other purchasing or consuming histories or tendencies | Yes | Perform our service to you, verify consumer information, or market to you |
| E. Biometric Information | Genetic, physiological, behavioral, and biological characteristics or activity patterns used to extract identifying information | No | Not Applicable |
| F. Internet Or Network Activity | Browsing history, search history, and information about interaction with an internet website, application, or advertisement | No | Not Applicable |
| G. Geolocation Data | Physical location | No | Not Applicable |
| H. Sensory Data | Audio, electronic, visual, thermal, olfactory, or similar information | No | Not Applicable |
| I. Professional Or Employment Information | Current or past job history or performance evaluations | Yes | Perform our service to you, verify consumer information, or market to you |
| J. Education Information | Information protected under the Family Educational Rights and Privacy Act | No | Not Applicable |
| K. Inferences | A profile reflecting preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes | No | Not Applicable |
How Personal Information Is Collected And Used
Personal information may be collected directly or indirectly from you or your agents. We obtain personal information directly when you provide it or use our website, such as by submitting an online application. When performing our services, we may indirectly obtain personal information through third-party service providers, government entities, credit bureaus, or consumer-data resellers.
Your personal information may be used or disclosed so we can provide services to you. This includes providing a mortgage-rate quote or preapproval and processing or refinancing a loan. Your information may also be used to create and customize your account and personalize our services, including marketing and advertising.
Disclosure Of Personal Information
We do not sell your personal information. We may disclose personal information for a business purpose to affiliated companies or subsidiaries, service providers that assist us in processing personal information and providing services, or government agencies as required by law.
Categories disclosed for a business purpose may include identifiers, California Customer Records information, protected classifications, commercial information, and professional or employment-related information.
Your California Privacy Rights
- Right To Notice. You may request disclosure of the categories of personal information collected, categories of sources, categories of third parties to whom information was disclosed, and our business purpose for collecting or selling that information.
- Right To Delete. You may request deletion of personal information we collected, subject to applicable exceptions.
- Right To Opt Out Of Sale. We do not sell personal information to third parties. Information you provide is used for the business purposes described above.
Updates To Our Privacy Notice
We reserve the right to update and amend this privacy notice from time to time. The effective date of any changes will be displayed on our website. After changes are made, you accept those changes through your continued use of our website and services.
Contact Information
To exercise your rights or ask questions about these disclosures, email info@LazerusProperties.com or call 626-737-8813.
Lazerus Properties440 E. Huntington Drive, Suite 300
Arcadia, CA 91006