Lazerus Properties Home Buyers Guide
Whether you are thinking of buying a home now or in the future, the very first step is to get an idea of what you might qualify for or what it takes to qualify for the amount you want. Lazerus Properties Pre-Qualification calculator will instantly give you an idea of how much you might qualify for now, as well as show you what income may be needed to qualify for the purchase price or loan amount you desire.
Once you assess your current financial situation, you can begin planning the steps necessary to get to your desired approval amount (Save more for a down payment, improve credit, pay down bills etc.).
Step 2
15-Minute Application
When ready, quickly and securely submit your information to our experts so we can confirm your information and issue a full credit approval.
In order to start seriously touring homes and making offers you will need to apply for a credit approved (“Pre-Approval Letter”). Once your application has
been submitted, we will review your information and confirm the loan programs and Purchase amount you qualify for. The application typically takes approximately 15 minutes, and can be completed online or by phone. The application requires information such as your income, credit, down payment, assets etc.
Buying or Selling a Home? We Can Help
Once reviewed and approved by one of our loan officers, we will issue you a Pre- Approval letter stating the purchase price and loan amount you are qualified for and ensure your loan eligibility requirements.
Application Link: https://1801378.my1003app.com/455164/register
Step 3
Tour Homes and Submit Your Offer!
Start touring homes with one of our expert agents and submit an offer on your favorite dream home!
Now that you have received your Pre-Approval letter you are ready to start touring homes and making offers. Lazerus Properties will have one of our expert agents work with you to find the best available homes for you.
Submit Offers: Once you have found your favorite home your agent will help you prepare and submit an offer along with your Pre-Approval letter and handle any negotiations as well as paperwork required.
Home Inspection, Repairs/ Credits: After your offer has been accepted by the seller, your agent will walk you through ordering any home inspections to help verify the condition of the property. Once your inspections come back your agent will review them with you and make any final negotiations regarding any repairs or credits that may be needed.
Loan Closing/ Keys: As your closing date approaches, loan documents will be issued for you to sign (unless you are paying all cash), any final funds will be transferred, title will confirm recording of your new loan and your agent will typically arrange for you to receive keys to your new home the day your new loan records with the county. Congratulations, you are now a new homeowner!
Contact us today for a free Home Purchase Review and to see if buying a home makes sense for you currently!
